Spread the cost, for the products you love
Pay in 3 interest-free instalments
- Change your payment method at checkout to "Flexible payments".
- Select "PayPal Pay Later"
- Follow the steps to complete your purchase
Flexible payment options
- Change your payment method at checkout to "Flexible payments".
- Select "Klarna"
- Follow the steps to complete your purchase
Looking for deals?
Surface PCs and Accessories
XBOX Consoles and Accessories
Microsoft Surface Devices
XBOX Consoles
Frequently asked questions
-
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.
For more information go to PayPal pay in 3
-
No interest. No fees. We partner with retailers to provide flexible payment options. ‘Pay in 3 instalments’ is an alternative to traditional credit but without any interest, which allows you to split purchases into 3 payments. These payments will be automatically withdrawn from the debit/credit card you have on file with us every 30 days until the full order amount has been paid. In our app, you’ll also have the option to pay off a single instalment or even the entire balance earlier if preferred. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. Klarna 'Pay in 3 instalments' is not regulated by the Consumer Credit Act 1974.
-
Recurring payments for subscriptions, prepaid subscriptions, and pre-orders are excluded from the PayPal Pay later options. For pre-orders, please use a credit card to ensure that the amount is not collected until after the goods have been shipped.
Why shop from Microsoft Store
Free returns through January 31, 2027
Extended Price Protection
Get it now, pay later
Cash out when you trade in
- Free returns through January 31, 2027: Holiday extended return policy available with eligible physical products purchased between October 1, 2026- December 2, 2026 from Microsoft Store online and Microsoft Experience Centers in select markets. Holiday purchases made during that window can be returned through January 31, 2027. For purchases made outside the window of October 1, 2026 – December 2, 2026, returns are available with eligible physical products purchased from Microsoft Store online and Microsoft Experience Centers in select markets. Return process must be started within 60 days after customer receives the product. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time
-
Extended Price Protection: Microsoft Store Price Adjustment: Holiday extended price protection valid on purchases of qualifying physical consumer products purchased from Microsoft Store online and Microsoft Experience centers in select markets between October 1, 2026 – December 2, 2026. Holiday purchase price adjustment may be requested until January 31, 2027. Purchases made outside the window of October 1, 2026 – December 2, 2026: Price adjustment available on purchases of qualifying physical consumer products made at Microsoft Store and Microsoft Experience Centers in select markets for 60 days from the date product is received.
Eligible Retailer Price Adjustment: Valid on purchases of qualifying new consumer physical products from Microsoft Store and Microsoft Experience Centers in select markets for 60 days from the date product is received. Excludes Surface for Business devices and accessories, and refurbished products. An Eligible Retailer Price Adjustment cannot be requested at time of purchase. Microsoft reserves the right to verify an eligible retailer’s advertised price and availability of the product. The product sold by the eligible retailer must be identical to the product sold by Microsoft and must be in stock for purchase at the eligible retailer at the reduced price. Exclusions apply. Both price adjustments: Customer is eligible only if the product is in stock for purchase at Microsoft Store or a Microsoft Experience Center. Customer must contact Microsoft to request the adjustment. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Center, you must return to the location with your receipt. Limit 1 price adjustment total per product. Excludes Surface Hub, HoloLens, and Windows DevKit. See Microsoft Store Price Protection for full terms and full list of eligible retailers
- Any offers shown are for a limited time while supplies last. See terms.
